S. 2544 Congress 119 session
GUARD Act
Guarding Unprotected Aging Retirees from Deception Act or the GUARD Act This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools. Finally, the bill requires the Department of the Treasury and the Financial Crimes Enforcement Network (FinCEN) to report on efforts and recommendations related to general financial fraud, elder financial fraud, pig butchering, and scams. The bill also requires Treasury and FinCEN to report on the state of scams in the United States, including information about crimes committed, federal civil and criminal enforcement actions, and federal efforts to address the crimes.
Status
- Introduced
- Committee
- Floor vote
- Passed
- Enacted
Awaiting a floor vote — last recorded action February 9, 2026
Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
Passage likelihood
14% Lower than most bills at this stage
This is an estimate, not a guarantee. It is computed from the signals listed below and nothing else. It does not account for leadership priorities, floor scheduling, or negotiations that are not in the public record.
What the estimate is based on
- Historical base rate About 4% of introduced federal bills are enacted.
- Current stage Scheduled for or awaiting a floor vote.
- Cosponsors 14 cosponsors.
- Bipartisan cosponsorship Cosponsors come from 3 parties.
- Days without action No recorded action in 193 days.
State-level impact
State-level impact data is not available for this bill. The source text does not contain a per-state funding formula or scored breakdown, so no figures are shown.
Official actions
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
- Committee on the Judiciary. Reported by Senator Grassley without amendment. Without written report.
- Committee on the Judiciary. Reported by Senator Grassley without amendment. Without written report.
- Committee on the Judiciary. Ordered to be reported without amendment favorably.
- Read twice and referred to the Committee on the Judiciary.
- Introduced in Senate