A 10443 New York 2025-2026 session

Clarifies who may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons

Clarifies that residents of the state and any policyholder, contract holder, certificate holder, or beneficiary of a policy, contract, or certificate of life, accident and health insurance may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons.

Status

  1. Introduced
  2. Committee
  3. Floor vote
  4. Passed
  5. Enacted

Passed both chambers — last recorded action June 3, 2026

RETURNED TO ASSEMBLY

Recorded votes

Floor Vote - Version: A

61 yes · 0 no · pass June 3, 2026

See how each member voted →

Assembly Vote

134 yes · 0 no · pass May 14, 2026

See how each member voted →

Passage likelihood

95% Higher than most bills at this stage

This is an estimate, not a guarantee. It is computed from the signals listed below and nothing else. It does not account for leadership priorities, floor scheduling, or negotiations that are not in the public record.

What the estimate is based on

  • Historical base rate About 20% of introduced state bills are enacted.
  • Current stage Passed both chambers.
  • Cosponsors 3 cosponsors.

State-level impact

State-level impact data is not available for this bill. The source text does not contain a per-state funding formula or scored breakdown, so no figures are shown.

Official actions

  1. RETURNED TO ASSEMBLY
  2. PASSED SENATE
  3. 3RD READING CAL.887
  4. SUBSTITUTED FOR S9746A
  5. REFERRED TO INSURANCE
  6. DELIVERED TO SENATE
  7. PASSED ASSEMBLY
  8. AMENDED ON THIRD READING (T) 10443A
  9. ADVANCED TO THIRD READING CAL.482
  10. REPORTED
  11. REPORTED REFERRED TO CODES
  12. REFERRED TO INSURANCE
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