H.R. 8141 Congress 119 session
Fair Credit Reporting Reseller Accuracy Act
Fair Credit Reporting Reseller Accuracy Act This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides. A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.
Status
- Introduced
- Committee
- Floor vote
- Passed
- Enacted
Awaiting a floor vote — last recorded action June 30, 2026
Ordered to be Reported (Amended) by Voice Vote.
Passage likelihood
36% Comparable to other bills at this stage
This is an estimate, not a guarantee. It is computed from the signals listed below and nothing else. It does not account for leadership priorities, floor scheduling, or negotiations that are not in the public record.
What the estimate is based on
- Historical base rate About 4% of introduced federal bills are enacted.
- Current stage Scheduled for or awaiting a floor vote.
- Cosponsors 3 cosponsors.
- Bipartisan cosponsorship Cosponsors come from 2 parties.
State-level impact
State-level impact data is not available for this bill. The source text does not contain a per-state funding formula or scored breakdown, so no figures are shown.
Official actions
- Ordered to be Reported (Amended) by Voice Vote.
- Committee Consideration and Mark-up Session Held
- Referred to the House Committee on Financial Services.
- Introduced in House
- Introduced in House