H.R. 7730 Congress 119 session
Bankruptcy Threshold Adjustment Act
Bankruptcy Threshold Adjustment Act of 2026 This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies. Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million. The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)
Status
- Introduced
- Committee
- Floor vote
- Passed
- Enacted
Awaiting a floor vote — last recorded action March 26, 2026
Ordered to be Reported (Amended) by Voice Vote.
Passage likelihood
36% Comparable to other bills at this stage
This is an estimate, not a guarantee. It is computed from the signals listed below and nothing else. It does not account for leadership priorities, floor scheduling, or negotiations that are not in the public record.
What the estimate is based on
- Historical base rate About 4% of introduced federal bills are enacted.
- Current stage Scheduled for or awaiting a floor vote.
- Cosponsors 6 cosponsors.
- Bipartisan cosponsorship Cosponsors come from 2 parties.
State-level impact
State-level impact data is not available for this bill. The source text does not contain a per-state funding formula or scored breakdown, so no figures are shown.
Official actions
- Ordered to be Reported (Amended) by Voice Vote.
- Committee Consideration and Mark-up Session Held
- Referred to the House Committee on the Judiciary.
- Introduced in House
- Introduced in House