H.R. 4238 Congress 119 session

DLARA

Disaster Loan Accountability and Reform Act or the DLARA This bill modifies the Small Business Administration (SBA) disaster loan program to require additional oversight and reports regarding the program. First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted. If a report is not submitted by the required date, no funds may be appropriated for official travel by the SBA Administrator until the report is submitted.  Second, the President's annual budget must include separate statements regarding the appropriations request for SBA disaster loans and COVID-19 Economic Injury Disaster Loans (EIDL), including explanations for any difference between the amount requested and the 10-year average cost for such loans. Third, the SBA must notify Congress when the balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent presidential budget. Finally, the bill requires additional oversight of the disaster loan program, including Government Accountability Office reports on the disbursement of disaster loans and the cost of specified SBA rules that modified the loan program; and an SBA report on its actions to improve forecasting, data quality, and budget assumptions for the cost of disaster loans.

Status

  1. Introduced
  2. Committee
  3. Floor vote
  4. Passed
  5. Enacted

Passed one chamber — last recorded action June 24, 2026

Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448.

Passage likelihood

79% Higher than most bills at this stage

This is an estimate, not a guarantee. It is computed from the signals listed below and nothing else. It does not account for leadership priorities, floor scheduling, or negotiations that are not in the public record.

What the estimate is based on

  • Historical base rate About 4% of introduced federal bills are enacted.
  • Current stage Passed one chamber.
  • Cosponsors 19 cosponsors.
  • Bipartisan cosponsorship Cosponsors come from 2 parties.

State-level impact

State-level impact data is not available for this bill. The source text does not contain a per-state funding formula or scored breakdown, so no figures are shown.

Official actions

  1. Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448.
  2. Motion to reconsider laid on the table Agreed to without objection.
  3. On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4143-4144)
  4. Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
  5. DEBATE - The House proceeded with forty minutes of debate on H.R. 4238.
  6. Considered under suspension of the rules. (consideration: CR H4143-4145)
  7. Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
  8. Placed on the Union Calendar, Calendar No. 603.
  9. Committee on the Budget discharged.
  10. Committee on the Budget discharged.
  11. Reported (Amended) by the Committee on Small Business. H. Rept. 119-695, Part I.
  12. Reported (Amended) by the Committee on Small Business. H. Rept. 119-695, Part I.
  13. Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 23 - 0.
  14. Committee Consideration and Mark-up Session Held
  15. Referred to the Committee on Small Business, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  16. Referred to the Committee on Small Business, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
  17. Introduced in House
  18. Introduced in House
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